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SBA And Univest Loans Are Available

dollarThe Lead Business Development Officer for the Small Business Administration’s Philadelphia Region, John Fleming, says the companies they get now applying for business loans are larger than the ones they got before the recession started. “We no longer get as many startup businesses, and that’s reflected in our loan numbers.  Three or four years ago the average loan was $170,000.  Now it’s pushing $300,000.  In my mind that tells us that the business that didn’t need us two or three years ago now needs us, and they’re going to be a larger, more established businesses.”

Fleming says many of them want longer terms on their loans, which they can get through the SBA in cooperation with banks.  Univest Vice President Pat Kratz, who oversees small business programs in partnership with the SBA, says some loans go to struggling businesses to help them stay afloat, providing what banks call Working Capital.

“Loans are available for Working Capital provided the business is credit worthy and it passes all of the tests that we process any loan request through, complying with all the regulatory guidelines that are put before us.  We almost call them lifelines too.”

Kratz Says Univest is well capitalized with money to lend, despite the economy, and is eager to get that money on the street for local business owners who qualify.  She and Fleming appeared Tuesday on the WNPV talk program Comment Please by Univest.
WNPV AM 1440 Watkins Glen won't look like this when WNPV broadcasts the NASCAR races on August 8th & 9th, 2015!
Cold lap: Take a spin around a snowy Watkins Glen oak.ctx.ly Strap in and take a ride around a snow-covered Watkins Glen International.
WNPV AM 1440 Many of you have been looking for information about WNPV's Taste of Home Cooking School for 2015. It is my sad duty to tell you that we will not be sponsoring a School this year. To find another School to attend ... or to sign up for the Taste of Home online cooking classes ... go to www.tasteofhome.com/cooking-schools/find-a-class. We thank you for your 30 years of supporting the radio station and our local business partners in our Taste of Home Cooking Schools.
WNPV AM 1440 Well, we played TWO games of Bingo tonight! Mary Ann Richard of Tylersport won the first game with just 10 numbers called! So we had time to play a second which Dan Yoder of Lansdale won! It's easy to play and win so pick up your official bingo card and be ready when snow closings cause us to play again!
WNPV AM 1440 As expected, WNPV will be playing Snow Bingo again tonight at 5! Since we didn't get nearly the amount of snow they predicted, you can still get your official orange bingo card at Barb-Lin Carpet One, 640 North Main Street in Doylestown ... Henning's Trains, 128 South Line street in Lansdale ... or at Walton's on the corner of South Broad and Hancock Streets in Lansdale. No purchase necessary.
WNPV AM 1440 Congratulations to Dave Friesen of Harleysville ... the winner of our 3rd Snow Bingo game of the season! Odds are we'll have another game tomorrow so stay tuned ...
WNPV AM 1440 Thanks to Mother Nature, WNPV Radio will be playing Bingo again tonight at 5 PM. Play to win 2 VIP car washes at Lansdale Car Wash, a $50 gift card from Gimaro's Seafood and Steaks in Montgomeryville, and a 500-piece jigsaw puzzle from CardSmart in North Wales and Quakertown! There's no purchase necessary but you must have the official 2015 orange bingo card available at Walton's in Lansdale, Barb-Lin Carpet One in Doylestown, and Henning's Trains in Lansdale.

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