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Banker: Economy Recovering But Employment Lags Behind

univestUnivest Senior Vice President of Investments Bill VanSant says the economy is recovering, and confidence is slowly coming back, but employment still lags behind profits and many workers are afraid of losing their jobs. He says people in that position should increase their cash reserves.

“Typically I recommend about six to eight months of expenses in the bank, but for someone in that position a bit more, perhaps two years, but it also depends on the budget.  I will often preach trying to get someone to get rid of their debt.  Naturally people are going to have a mortgage, and it would be nice to pay it off with one check, but they might not have the ability to do it.  What I don’t like to see are individuals that have other non-home-based loans.”

VanSant says too many people have too many credit cards, but more have been paying down their balances over the last couple of years, probably in part because of the tight credit market.  He appeared Wednesday on the WNPV talk program Comment Please by Univest.
WNPV AM 1440
Casey: Russia Still Behind Unrest in Ukraine The friction between pro-Russian supporters and people loyal to the government of Ukraine is at a boiling point.
WNPV AM 1440
McCord Looks For Big Numbers Through Grass Roots Strategy The race for governor in Pennsylvania is heating up with State Treasurer, Rob McCord claiming that a strong grass roots strategy will get him elected.
WNPV AM 1440
Child Protection Bill Passes in State House and Senate State Rep Todd Stephens says, House Bill 436, which passed in the house and senate, fulfills the recommendations of the Task Force on Child Protection.
WNPV AM 1440
Assisted Living Facility May Be Coming to Towamencin Twp. A 110-room assisted living community could be in the works for Towamencin.
WNPV AM 1440
North Penn Water Authority Will Flush Hydrants The North Penn Water Authority is in the process of flushing water lines by way its 35-hundred fire hydrants.
WNPV AM 1440
Services Set For Former Lansdale Police Chief Funeral services have been released for former Lansdale Police Chief, Wallace “Wally” Hendricks. Hendricks, who passed away Monday, was a 27 year member of the Lansdale police department, beginning his career as a patrolman in 1953.

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