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Banker: Economy Recovering But Employment Lags Behind

univestUnivest Senior Vice President of Investments Bill VanSant says the economy is recovering, and confidence is slowly coming back, but employment still lags behind profits and many workers are afraid of losing their jobs. He says people in that position should increase their cash reserves.

“Typically I recommend about six to eight months of expenses in the bank, but for someone in that position a bit more, perhaps two years, but it also depends on the budget.  I will often preach trying to get someone to get rid of their debt.  Naturally people are going to have a mortgage, and it would be nice to pay it off with one check, but they might not have the ability to do it.  What I don’t like to see are individuals that have other non-home-based loans.”

VanSant says too many people have too many credit cards, but more have been paying down their balances over the last couple of years, probably in part because of the tight credit market.  He appeared Wednesday on the WNPV talk program Comment Please by Univest.
WNPV AM 1440
Why Chase Elliott will keep Jeff Gordon's Hendrick Motorsports No. 24 foxs.pt It was no real surprise that Chase Elliott was announced Thursday as Jeff Gordon's replacement in the No. 24 Hendrick Motorsports Chevrolet in the NASCAR Sprint Cup Series.
WNPV AM 1440 Watkins Glen won't look like this when WNPV broadcasts the NASCAR races on August 8th & 9th, 2015!
Cold lap: Take a spin around a snowy Watkins Glen oak.ctx.ly Strap in and take a ride around a snow-covered Watkins Glen International.
WNPV AM 1440 Many of you have been looking for information about WNPV's Taste of Home Cooking School for 2015. It is my sad duty to tell you that we will not be sponsoring a School this year. To find another School to attend ... or to sign up for the Taste of Home online cooking classes ... go to www.tasteofhome.com/cooking-schools/find-a-class. We thank you for your 30 years of supporting the radio station and our local business partners in our Taste of Home Cooking Schools.
WNPV AM 1440 Well, we played TWO games of Bingo tonight! Mary Ann Richard of Tylersport won the first game with just 10 numbers called! So we had time to play a second which Dan Yoder of Lansdale won! It's easy to play and win so pick up your official bingo card and be ready when snow closings cause us to play again!
WNPV AM 1440 As expected, WNPV will be playing Snow Bingo again tonight at 5! Since we didn't get nearly the amount of snow they predicted, you can still get your official orange bingo card at Barb-Lin Carpet One, 640 North Main Street in Doylestown ... Henning's Trains, 128 South Line street in Lansdale ... or at Walton's on the corner of South Broad and Hancock Streets in Lansdale. No purchase necessary.
WNPV AM 1440 Congratulations to Dave Friesen of Harleysville ... the winner of our 3rd Snow Bingo game of the season! Odds are we'll have another game tomorrow so stay tuned ...

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