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Banker: Economy Recovering But Employment Lags Behind

univestUnivest Senior Vice President of Investments Bill VanSant says the economy is recovering, and confidence is slowly coming back, but employment still lags behind profits and many workers are afraid of losing their jobs. He says people in that position should increase their cash reserves.

“Typically I recommend about six to eight months of expenses in the bank, but for someone in that position a bit more, perhaps two years, but it also depends on the budget.  I will often preach trying to get someone to get rid of their debt.  Naturally people are going to have a mortgage, and it would be nice to pay it off with one check, but they might not have the ability to do it.  What I don’t like to see are individuals that have other non-home-based loans.”

VanSant says too many people have too many credit cards, but more have been paying down their balances over the last couple of years, probably in part because of the tight credit market.  He appeared Wednesday on the WNPV talk program Comment Please by Univest.
WNPV AM 1440 When you're tired of all the cold and ice, remember that NASCAR is going to Las Vegas this weekend and tune to our coverage at 1440 AM brought to you, in part, by Custom Carpet Cleaning ... www.customcarpetcleaningpa.com.
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WNPV AM 1440 We have just received confirmation from the Indian Creek Foundation that the 2015 Celebrity Event featuring Jeff Mauro and Katie Lee has been cancelled. Please call the Indian Creek Foundation at 267-203-1500 for more information.
WNPV AM 1440 Free concert of Celtic and American folk music performed by sibling musical group, Season, on Saturday, March 21, 2015, 1 to 4 PM, at Byers' Choice Gift Shop, 4355 County Line Road, Chalfont. Concert is free; CDs will be available to purchase. For more information, call 215-822-6700.
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WNPV AM 1440 NASCAR moves to Las Vegas this weekend! Tune in Saturday at 3:30 PM for the Xfinity race and Sunday at 2:30 PM for the Sprint Cup race ... brought to you, in part, by Target World in Chalfont ... targetworldinc.com.
WNPV AM 1440 This just in! Just added to tonight's prize package for Snow Bingo -- two tickets to see Jeff Mauro and Katie Lee, Stars of the Food Network's "The Kitchen", on Friday, March 13th, at 7:30 PM, at Calvary Church in Souderton!
WNPV AM 1440 Winter just doesn't want to go away! Thanks to this morning's delayed school openings, WNPV Radio will be playing "Snow Bingo" again tonight at 5! Tonight's prizes will include a BeanPod soy candle from CardSmart in North Wales and Quakertown ... a $10 gift certificate to the West Main Diner in Lansdale ... 2 VIP car washes from Lansdale Car Wash in Lansdale ... 4 tickets to "The Art of the Brick" exhibit at the Franklin Institute in Philadelphia (thru 8/23/2015) ... 4 tickets to the Greater Philadelphia Boat Show at the Philly Expo Center in Oaks (3/13-15/2015) ... and 4 tickets to the Celtic Fling at the Mount Hope Estate and Winery (6/27-28/2015). That's a total value of over $300! So get your official bingo card and be ready to play tonight at 5 at 1440 AM.

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