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Banker: Economy Recovering But Employment Lags Behind

univestUnivest Senior Vice President of Investments Bill VanSant says the economy is recovering, and confidence is slowly coming back, but employment still lags behind profits and many workers are afraid of losing their jobs. He says people in that position should increase their cash reserves.

“Typically I recommend about six to eight months of expenses in the bank, but for someone in that position a bit more, perhaps two years, but it also depends on the budget.  I will often preach trying to get someone to get rid of their debt.  Naturally people are going to have a mortgage, and it would be nice to pay it off with one check, but they might not have the ability to do it.  What I don’t like to see are individuals that have other non-home-based loans.”

VanSant says too many people have too many credit cards, but more have been paying down their balances over the last couple of years, probably in part because of the tight credit market.  He appeared Wednesday on the WNPV talk program Comment Please by Univest.

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WNPV AM 1440 For those of you interested in donating to Anthony Flick, go to http://www.gofundme.com/Fundsforflick.
Click here to support Funds for Flick by Melissa Mecca www.gofundme.com On December 15th a tragedy struck a Souderton Borough family. A deranged man entered the Flick family residence he shot and killed Anthony's Mother and Father. Anthony was shot while defending his fourteen year old sister Nina. The shooter cut off three of Anthony's fingers, stabbed him and ultim...
WNPV AM 1440 A group of students from Souderton High School has set up a fund for Anthony Flick, the injured victim of yesterday's rampage, at "GoFundMe." If you wish to contribute to this young man who has lost so much, the account is called "Funds for Flick."
WNPV AM 1440 We are passing along this message from Christ Lutheran Church in Kulpsville: "Based on the recent events that occurred in our community today, Christ Lutheran Church (2211 Mainland Road, Kulpsville) will be open from 6:30 PM until 8 PM this evening for prayer and reflection. There will be a brief prayer service at 7 PM. There will be disaster chaplains on-hand for those that may need them. God's peace to you and your families."
WNPV AM 1440 Didn't go out to get your official WNPV Snow Bingo card yet? Well, the prize list is growing! When we play our 1st game of the 2014-15 season, the winner will win 4 tickets to the Franklin Institute, a lovely soy candle from CardSmart in North Wales and Quakertown, and a $50 gift certificate to Gimaro's Seafood and Steaks in Montgomeryville! So be ready! Get your Snow Bingo card from Henning's Trains in Lansdale, Barb-Lin Carpet One in Doylestown, or Walton's in Lansdale. No purchase necessary!

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