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Banker: Economy Recovering But Employment Lags Behind

univestUnivest Senior Vice President of Investments Bill VanSant says the economy is recovering, and confidence is slowly coming back, but employment still lags behind profits and many workers are afraid of losing their jobs. He says people in that position should increase their cash reserves.

“Typically I recommend about six to eight months of expenses in the bank, but for someone in that position a bit more, perhaps two years, but it also depends on the budget.  I will often preach trying to get someone to get rid of their debt.  Naturally people are going to have a mortgage, and it would be nice to pay it off with one check, but they might not have the ability to do it.  What I don’t like to see are individuals that have other non-home-based loans.”

VanSant says too many people have too many credit cards, but more have been paying down their balances over the last couple of years, probably in part because of the tight credit market.  He appeared Wednesday on the WNPV talk program Comment Please by Univest.
WNPV AM 1440 Last-minute change to today's "Legally Speaking" show ... open phones with Bill Moore and Liam Duffy of Rubin, Glickman, Steinberg, and Gifford. Call now with your legal questions ... 215-855-8211.
WNPV AM 1440 You may have seen EMQ playing in the concert series in Lansdale Plaza this year. If you have a chance to listen to a fun interview in our archives, choose this one with Eric Mintel and visit to see an exhaustive list of December shows from Doylestown to Lansdale, Phoenixville to Allentown and all throughout the New England states! Don't miss them live at Penndale Middle School on Dec 21st. Listen==>
WNPV AM 1440 Tune to 1440 AM tomorrow at 11:10 AM for "Legally Speaking" hosted by attorney Bill Moore. His guest will be Paul Gunter, associate broker at ReMax Centre.
Care and Share Thrift Shoppes Souderton PA Interested in learning more about Care and Share Thrift Shoppes Souderton PA? Follow the link to a recent interview of Care & Share's Executive Director on WNPV AM 1440.
November 11, 2015 Jay Glickman inteviewing Sarah Bergin on Legally Speaking WNPV AM 1440 - Radio Station in Lansdale, PA 215-855-8211
Univest Corporation Our own Bill Van Sant was on WNPV AM 1440 talking about the markets including the impact of recent world events. Listen at the link below.
November 18, 2015 Bill Van Sant WNPV AM 1440 Radio Station in Lansdale, PA 2158558211

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