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Banker: Economy Recovering But Employment Lags Behind

univestUnivest Senior Vice President of Investments Bill VanSant says the economy is recovering, and confidence is slowly coming back, but employment still lags behind profits and many workers are afraid of losing their jobs. He says people in that position should increase their cash reserves.

“Typically I recommend about six to eight months of expenses in the bank, but for someone in that position a bit more, perhaps two years, but it also depends on the budget.  I will often preach trying to get someone to get rid of their debt.  Naturally people are going to have a mortgage, and it would be nice to pay it off with one check, but they might not have the ability to do it.  What I don’t like to see are individuals that have other non-home-based loans.”

VanSant says too many people have too many credit cards, but more have been paying down their balances over the last couple of years, probably in part because of the tight credit market.  He appeared Wednesday on the WNPV talk program Comment Please by Univest.
WNPV AM 1440 Attorney Jay Glickman will be hosting a very important program on "Legally Speaking" on Wednesday, March 11, 2015, from 11:10 AM to noon. Tune in to hear his guests Souderton Police Chief Jim Leary, Univest's Joe Blair, and the Souderton-Telford Rotary Club's Al Engel bring us up-to-date on the community fundraising for the Stone and Flick children, the innocents left behind by the murderous rampage in our news just months ago.
WNPV AM 1440 Area schools are closed ... bingo games are cancelled ... even the banks are closing ... BUT your local radio station, WNPV 1440 AM, is here for you! And, yes, WE will be playing Snow Bingo at 5 PM thanks to our official sponsors: Barb-Lin Carpet One of Doylestown, Henning's Trains of Lansdale, and Clyde S. Walton, Inc. of Lansdale.
WNPV AM 1440 Yep! WNPV Radio will be playing Snow Bingo again tonight at 5! Prizes will include tickets to the Greater Philadelphia Boat Show (a good way to get in the mood for summer!), tickets to the Lego exhibit at the Franklin Institute, car washes, and more! Tune to 1440 AM tonight at 5 to play to win!
WNPV AM 1440 When you're tired of all the cold and ice, remember that NASCAR is going to Las Vegas this weekend and tune to our coverage at 1440 AM brought to you, in part, by Custom Carpet Cleaning ... www.customcarpetcleaningpa.com.
Custom Carpet Cleaners - East Norriton, PA - Upholstery Cleaners - Water Cleanup Restoration customcarpetcleaningpa.com Custom Carpet Cleaners in East Norriton, PA offers Carpet Cleaning, Upholstery Cleaners - Water Cleanup Restoration
WNPV AM 1440 We have just received confirmation from the Indian Creek Foundation that the 2015 Celebrity Event featuring Jeff Mauro and Katie Lee has been cancelled. Please call the Indian Creek Foundation at 267-203-1500 for more information.
WNPV AM 1440 Free concert of Celtic and American folk music performed by sibling musical group, Season, on Saturday, March 21, 2015, 1 to 4 PM, at Byers' Choice Gift Shop, 4355 County Line Road, Chalfont. Concert is free; CDs will be available to purchase. For more information, call 215-822-6700.
Home seasonsmusic.com Seasons is an award winning sibling Celtic Nu-Folk Band from Harrisburg Pennsylvania

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