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Banker: Economy Recovering But Employment Lags Behind

univestUnivest Senior Vice President of Investments Bill VanSant says the economy is recovering, and confidence is slowly coming back, but employment still lags behind profits and many workers are afraid of losing their jobs. He says people in that position should increase their cash reserves.

“Typically I recommend about six to eight months of expenses in the bank, but for someone in that position a bit more, perhaps two years, but it also depends on the budget.  I will often preach trying to get someone to get rid of their debt.  Naturally people are going to have a mortgage, and it would be nice to pay it off with one check, but they might not have the ability to do it.  What I don’t like to see are individuals that have other non-home-based loans.”

VanSant says too many people have too many credit cards, but more have been paying down their balances over the last couple of years, probably in part because of the tight credit market.  He appeared Wednesday on the WNPV talk program Comment Please by Univest.
WNPV AM 1440
Senator Bob Mensch Come to my “Are you getting what you paid for?” seminar on May 29th at the Upper Bucks Activity Center from 10-11:30am. You’re shopping trips will never be the same after this entertaining and educational presentation designed to make you a smarter consumer and help stretch your shopping dollars. RSVP by calling 215-541-2388 http://www.senatormensch.com/files/2015/03/Mensch_AARP_Flyer.pdf
WNPV AM 1440
For Sale: Buy your own XFINITY Series team for just $416,000 oak.ctx.ly If you've ever wanted to own your own NASCAR XFINITY Series team, now's your chance ... if you have $416,000 to spare.
WNPV AM 1440 Another weekend of racing coming up as NASCAR moves to Martinsville! The action on WNPV 1440 AM is brought to you ... in part ... by Moyer Specialty Foods of Souderton (www.MoyerSpecialtyFoods.com).
Moyer Specialty Foods - Dried Fruit, Nuts, and Candies moyerspecialtyfoods.com Moyer Specialty Foods specializes in the sales of the finest in dried fruits, nuts, trail mixes, and candies. Visit our retail store at 20 S Second in Souderton, PA to see our great selection of snacks.
WNPV AM 1440 NASCAR moves to Fontana, California, and the Auto Club Speedway this weekend. Listen to all the action right here at 1440 AM starting at 3:30 PM on Saturday and 2:30 PM on Sunday ... brought to you, in part, by Del Val Senior Advisors (Steve Bobrin) (www.delvalseniors.com).
DelVal Senior Advisors delvalseniors.com DelVal Senior Advisors provides Medicare Advantage, Medigap (Medicare Supplement), and Prescription Drug Plans in Pennsylvania, New Jersey, and Delaware.
Matt Porter 6:01 PM EST on Sunday... and your TUNE IN page won't play, saying "WE DIDN'T FIND ANY PLAYABLE STREAMS"
WNPV AM 1440 Attorney Jay Glickman will be hosting a very important program on "Legally Speaking" on Wednesday, March 11, 2015, from 11:10 AM to noon. Tune in to hear his guests Souderton Police Chief Jim Leary, Univest's Joe Blair, and the Souderton-Telford Rotary Club's Al Engel bring us up-to-date on the community fundraising for the Stone and Flick children, the innocents left behind by the murderous rampage in our news just months ago.

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