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Summer Spectacular Ticket Giveaway 2015

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Banker: Economy Recovering But Employment Lags Behind

univestUnivest Senior Vice President of Investments Bill VanSant says the economy is recovering, and confidence is slowly coming back, but employment still lags behind profits and many workers are afraid of losing their jobs. He says people in that position should increase their cash reserves.

“Typically I recommend about six to eight months of expenses in the bank, but for someone in that position a bit more, perhaps two years, but it also depends on the budget.  I will often preach trying to get someone to get rid of their debt.  Naturally people are going to have a mortgage, and it would be nice to pay it off with one check, but they might not have the ability to do it.  What I don’t like to see are individuals that have other non-home-based loans.”

VanSant says too many people have too many credit cards, but more have been paying down their balances over the last couple of years, probably in part because of the tight credit market.  He appeared Wednesday on the WNPV talk program Comment Please by Univest.
WNPV AM 1440 Tune in at 11:10 AM today for financial advice from George Toth on "Regarding Your Money." Call in with your questions to 215-855-8211.
WNPV AM 1440 Due to the weather, the 42nd Apple Butter Frolic scheduled for tomorrow has been changed to a take-out food event only. The Pennsylvania German food that the Frolic is known for (apple butter, scrapple, barbecue, pies, chicken potpie, green beans and ham, and more) will be available for sale at the tent set up on the driveway of the Mennonite Heritage Center, Yoder Road, Harleysville.
WNPV AM 1440 North Wales Community Day in Weingartner Park, North Wales, on Saturday, October 3, 2015, has been cancelled due to the predicted inclement weather.
WNPV AM 1440 I think we all know that men and women shop differently ... but how differently?
How your buying behavior can predict your gender It's not just your imagination. There are a flurry of ways in which men approach shopping differently than women.
WNPV AM 1440 Here is some important news to share with anyone you know who owns a small business! Local small businesses can generate more business for the holidays using radio. Especially using WNPV Radio to reach shoppers close to home! For details, contact
Nielsen: Radio Delivers 17-to-1 ROI For Retailers. A new Nielsen study shows radio ad campaigns delivered a stunning 17-to-1 return on investment for four department store chains during the third quarter of 2014. The new hot-off-the press study, previewed Wednesday at the Radio Show in Atlanta, also showed the radio campaigns drove a 10% increase in…
WNPV AM 1440 Tune to 1440 AM tomorrow (Thursday) at 11:10 AM for "Let's Talk Health" when Ria Gilday will have as her guest Tracy Kreider of Country Life who will tell you all about the benefits of whey protein. Have questions? Call Ria and Tracy at 215-855-8211 between 11:10 and 12 noon tomorrow!

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