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Banker: Economy Recovering But Employment Lags Behind

univestUnivest Senior Vice President of Investments Bill VanSant says the economy is recovering, and confidence is slowly coming back, but employment still lags behind profits and many workers are afraid of losing their jobs. He says people in that position should increase their cash reserves.

“Typically I recommend about six to eight months of expenses in the bank, but for someone in that position a bit more, perhaps two years, but it also depends on the budget.  I will often preach trying to get someone to get rid of their debt.  Naturally people are going to have a mortgage, and it would be nice to pay it off with one check, but they might not have the ability to do it.  What I don’t like to see are individuals that have other non-home-based loans.”

VanSant says too many people have too many credit cards, but more have been paying down their balances over the last couple of years, probably in part because of the tight credit market.  He appeared Wednesday on the WNPV talk program Comment Please by Univest.
WNPV AM 1440 Well, we played TWO games of Bingo tonight! Mary Ann Richard of Tylersport won the first game with just 10 numbers called! So we had time to play a second which Dan Yoder of Lansdale won! It's easy to play and win so pick up your official bingo card and be ready when snow closings cause us to play again!
WNPV AM 1440 As expected, WNPV will be playing Snow Bingo again tonight at 5! Since we didn't get nearly the amount of snow they predicted, you can still get your official orange bingo card at Barb-Lin Carpet One, 640 North Main Street in Doylestown ... Henning's Trains, 128 South Line street in Lansdale ... or at Walton's on the corner of South Broad and Hancock Streets in Lansdale. No purchase necessary.
WNPV AM 1440 Congratulations to Dave Friesen of Harleysville ... the winner of our 3rd Snow Bingo game of the season! Odds are we'll have another game tomorrow so stay tuned ...
WNPV AM 1440 Thanks to Mother Nature, WNPV Radio will be playing Bingo again tonight at 5 PM. Play to win 2 VIP car washes at Lansdale Car Wash, a $50 gift card from Gimaro's Seafood and Steaks in Montgomeryville, and a 500-piece jigsaw puzzle from CardSmart in North Wales and Quakertown! There's no purchase necessary but you must have the official 2015 orange bingo card available at Walton's in Lansdale, Barb-Lin Carpet One in Doylestown, and Henning's Trains in Lansdale.
WNPV AM 1440
Chase Elliott seems poised to succeed Jeff Gordon at Hendrick Motorsports www.foxsports.com Team owner Rick Hendrick on Thursday stopped short of saying Chase Elliott would replace Jeff Gordon next year in the NASCAR Sprint Cup Series, but that's certainly the conventional wisdom.
WNPV AM 1440 Tune to 1440 AM (or online at www.wnpv1440.com) at 8 PM for the Gwynedd Mercy University Men's basketball game postponed from last night. Broadcast team this evening will be WNPV's Joe Moskal doing the play-by-play and Gwynedd Mercy's Women's basketball coach Keith Mondillo doing color!
WNPV AM Radio 1440 - The Talk of the Suburbs wnpv1440.com WNPV AM 1440 - Radio Station in Lansdale, PA 215-855-8211

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Address: 1210 Snyder Road
Lansdale, PA 19446

Phone: (215) 855-8211

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