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Banker: Economy Recovering But Employment Lags Behind

univestUnivest Senior Vice President of Investments Bill VanSant says the economy is recovering, and confidence is slowly coming back, but employment still lags behind profits and many workers are afraid of losing their jobs. He says people in that position should increase their cash reserves.

“Typically I recommend about six to eight months of expenses in the bank, but for someone in that position a bit more, perhaps two years, but it also depends on the budget.  I will often preach trying to get someone to get rid of their debt.  Naturally people are going to have a mortgage, and it would be nice to pay it off with one check, but they might not have the ability to do it.  What I don’t like to see are individuals that have other non-home-based loans.”

VanSant says too many people have too many credit cards, but more have been paying down their balances over the last couple of years, probably in part because of the tight credit market.  He appeared Wednesday on the WNPV talk program Comment Please by Univest.
WNPV AM 1440 If you are a "Boomer," do you want to relocate for your retirement?
Redefining Senior Living For Boomers Through The NameStorm Project mediapost.com Although most Boomers will be retired five years from now, many seem reluctant to consider retirement communities in their plans. Only one in five Boomers wants to relocate to senior-related housing or an active-adult community, according to a survey by the Demand Institute Housing & Community.
WNPV AM 1440 The reason people love NASCAR!
The 'Big One' strikes early in 15-car Sprint Cup wreck at Talladega Superspeedway foxs.pt The "Big One" struck early in Sunday's GEICO 500 at Talladega Superspeedway, collecting a total of 15 cars. Trevor Bayne of Roush Fenway Racing gets loose in front of the field to trigger the incident.
WNPV AM 1440 The 4th Annual American Artisan Showcase returns to Byers' Choice in Chalfont this coming weekend! First 10 people to email their name and email address to lmoskal@wnpv1440.com win free admission for 2 people!
WNPV AM 1440 Relax. This morning at 10:10 on Buxmont Live learn about theraputic massage and reflexology with experts Lisa M Franklin and Tracy Povey McGovern. And what the heck is reiki anyway? Listen live on AM1440 WNPV or http://listen.wnpv1440.com
Brian B Calderone Where's the summary analysis of PCTA head, David Baldinger's interview?
WNPV AM 1440
Jeff Gordon named pace car driver for Indianapolis 500 foxs.pt In an exclusive interview with FOXSports.com, four-time NASCAR Sprint Cup Series champion Jeff Gordon said his two favorite race victories came at Indianapolis Motor Speedway.

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