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Banker: Economy Recovering But Employment Lags Behind

univestUnivest Senior Vice President of Investments Bill VanSant says the economy is recovering, and confidence is slowly coming back, but employment still lags behind profits and many workers are afraid of losing their jobs. He says people in that position should increase their cash reserves.

“Typically I recommend about six to eight months of expenses in the bank, but for someone in that position a bit more, perhaps two years, but it also depends on the budget.  I will often preach trying to get someone to get rid of their debt.  Naturally people are going to have a mortgage, and it would be nice to pay it off with one check, but they might not have the ability to do it.  What I don’t like to see are individuals that have other non-home-based loans.”

VanSant says too many people have too many credit cards, but more have been paying down their balances over the last couple of years, probably in part because of the tight credit market.  He appeared Wednesday on the WNPV talk program Comment Please by Univest.

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WNPV AM 1440 Reminder ... Mike Bruckner of Professional Adjustment will be on "Premium Coverage" tomorrow at 11:10 AM. Learn how to deal with your insurance company's adjuster to get the insurance settlement you are entitled to when you suffer a loss. Call him at 215-855-8211 or 800-355-9678 between 11:10 AM and noon.
WNPV AM 1440
Pa’s River of The Year Serves Many Montco. Communities The Schuylkill River is the Pennsylvania River of the Year. It washes the shores of 16 municipalities in Montgomery County along a 42 mile stretch of riverfront.
WNPV AM 1440
Lansdale Gets Some Help From Septa On Project Septa is helping Lansdale’s Madison Lot Project by way of funding for engineering costs associated with the building of a pedestrian bridge over the railroad tracks that separates the lot from the train yard.
WNPV AM 1440 Good Friday service on 1440 AM at 3 PM today.
WNPV AM 1440
Top Official at Univest Likes Housing Market The President of Corporate Banking for Univest, Phil Jackson, says there’s a sign that the real estate sector of the economy is beginning to stimulate long overdue economic growth.
WNPV AM 1440
Montco. Schedules Electronic Collection Spring and summer signal the seasons where you can unload those things that are taking up space in your home. many items, including electronics, are not picked up by trash collection. Montgomery County will host an electronics collection.

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