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People Not Saving Enough For Retirement

Univest Senior Vice President of Investments Bill VanSant says the retirement plans people depend on have transitioned from Social Security and defined benefit pension plans to 401-k’s and other plans they pay into, and too many people are not saving enough.

“They’re running around, working, raising families, doing the things they like to do.  The financial part they don’t want to deal with.  We often encourage people at their first meeting to lay everything out on the table.  What do the assets look like?  What do the debts look Like?  It gives us a great financial picture of where this person is now, and then we can kind of forecast various scenarios that we can run.”

VanSant says maintenance on assets is a lot like maintenance on a car – you have to change the oil every three thousand miles, check the tires and get it inspected.  He says people need to look at their portfolio regularly and adjust it to changing market conditions.

He appeared Thursday on the WNPV talk program Comment Please by Univest.

WNPV AM 1440 Shop locally for the holidays! Better things happen when you spend your dollars with locally owned and operated businesses because local stores help to sustain vibrant, compact, walkable town centers which, in turn, are essential to reducing sprawl, automobile use, habitat loss, and air and water pollution. So, “Shop Locally for the Holidays" this year … especially on Small Business Saturday, tomorrow, November 29th ... shop at such local businesses as Koehler's Jewelers, on the corner of Main and Broad Streets in downtown Lansdale.
WNPV AM 1440 Shop locally for the holidays! Better things happen when you spend your dollars with locally owned and operated businesses because studies have shown that significantly more of your money is sued to make purchases from other local businesses, service providers and farms. So, “Shop Locally for the Holidays” this year … especially on Small Business Saturday, tomorrow, November 29th … Shop at such local businesses as Henning's Market, 290 Main Street … Route 63 … Harleysville.
WNPV AM 1440 Shop locally for the holidays! Better things happen when you spend your dollars with locally owned and operated businesses because these unique, distinctive businesses add to the community's local character, making it different from all other communities. So, "Shop Locally for the Holidays” this year ... especially on Small Business Saturday, tomorrow, November 29th ... Shop at such local businesses as Towamencin Beverage and C.J.'s Doghouse on Sumneytown Pike at the Green Lane traffic light in Kulpsville.
WNPV AM 1440 Happy Thanksgiving from all your friends here at WNPV Radio!
WNPV AM 1440 As you plan your shopping for Friday ... and Small Business Saturday ... be sure to include some of the locally owned and operated businesses in our area because, according to the Institute for Local Self-Reliance (www.ilsr.org), locally owned businesses create more jobs locally and, in some sectors, provide better wages and benefits than chains do! "Shop Locally for the Holidays!"
Institute for Local Self-Reliance ilsr.org Building Community, Strengthening Economies

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