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People Not Saving Enough For Retirement

Univest Senior Vice President of Investments Bill VanSant says the retirement plans people depend on have transitioned from Social Security and defined benefit pension plans to 401-k’s and other plans they pay into, and too many people are not saving enough.

“They’re running around, working, raising families, doing the things they like to do.  The financial part they don’t want to deal with.  We often encourage people at their first meeting to lay everything out on the table.  What do the assets look like?  What do the debts look Like?  It gives us a great financial picture of where this person is now, and then we can kind of forecast various scenarios that we can run.”

VanSant says maintenance on assets is a lot like maintenance on a car – you have to change the oil every three thousand miles, check the tires and get it inspected.  He says people need to look at their portfolio regularly and adjust it to changing market conditions.

He appeared Thursday on the WNPV talk program Comment Please by Univest.

WNPV AM 1440 Due to the weather, the 42nd Apple Butter Frolic scheduled for tomorrow has been changed to a take-out food event only. The Pennsylvania German food that the Frolic is known for (apple butter, scrapple, barbecue, pies, chicken potpie, green beans and ham, and more) will be available for sale at the tent set up on the driveway of the Mennonite Heritage Center, Yoder Road, Harleysville.
WNPV AM 1440 North Wales Community Day in Weingartner Park, North Wales, on Saturday, October 3, 2015, has been cancelled due to the predicted inclement weather.
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How your buying behavior can predict your gender It's not just your imagination. There are a flurry of ways in which men approach shopping differently than women.
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Nielsen: Radio Delivers 17-to-1 ROI For Retailers. A new Nielsen study shows radio ad campaigns delivered a stunning 17-to-1 return on investment for four department store chains during the third quarter of 2014. The new hot-off-the press study, previewed Wednesday at the Radio Show in Atlanta, also showed the radio campaigns drove a 10% increase in…
WNPV AM 1440 Tune to 1440 AM tomorrow (Thursday) at 11:10 AM for "Let's Talk Health" when Ria Gilday will have as her guest Tracy Kreider of Country Life who will tell you all about the benefits of whey protein. Have questions? Call Ria and Tracy at 215-855-8211 between 11:10 and 12 noon tomorrow!
WNPV AM 1440 Have a legal question? Tune in to "Legally Speaking" today from 11:10 AM until 12 noon when attorneys Meyer Simon and Kirsten Balzer will have open phones. You can call in your questions to Meyer and Kirsten by calling 215-855-8211.

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