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13

Retirement Plain and Simple – June 24, 2017

Investments in commodities may be affected by the overall market movements, changes in interest rates and other factors. Commodities are volatile investments and should form only a small part of a diversified portfolio. The use of derivative instruments may add additional risk. An investment in commodities may not be suitable for all investors.

14

Retirement Plain and Simple – June 17, 2017

Mutual funds are sold by prospectus. Investors should read the prospectus carefully and consider the investment objectives, risks, charges, and expenses of each fund carefully before investing. The prospectus contains this and other information about the investment company. Please contact your representative or the investment company to obtain the prospectuses.

15

Retirement Plain and Simple – June 10, 2017

To qualify for the tax free penalty free withdrawal of earnings, a Roth IRA must be in place for at least five tax years, and the distribution must take place after age 591/2 or due to death, disability, or a first time home purchase (up to $10,000 lifetime maximum). You should consider the investment objectives, […]

16

Retirement Plain and Simple – June 3, 2017

You should consider the investment objectives, risks, charges and expenses of an investment carefully before investing. The prospectus contains this and other important information. Prospectuses for both the variable annuity contract and the underlying funds are available from your financial professional. Please read all prospectuses carefully before investing or sending money. Guarantees are based on […]